Term Investment Loans
Investment mortgages from £50,000,000, we can offer term debts via our bond for up to a 5-year commitment based on an Interest Only Repayment.
We are happy to structure funding on Residential / Commercial / Mixed Use Schemes, all assets must be income generating.
We look for 120% servicing on our loans and interest payments are collected on a quarterly basis.
Development / Construction Loans
- 100% LTC Product, we can offer 100% of construction costs as long as the land acquisition is covered by the client and we are at maximum of 70% GDV.
- 75% LTC Product, we provide a 75% LTC product across full development costs (Acquisition & Construction) Maximum of 70% GDV.
- 85% LTC Stretched Senior, we offer a stretched senior product across full development costs which is a blend of senior construction finance and Mezzanine finance, Maximum of 70% GDV.
- Mezzanine Finance, we can provide Mezz debt up to 85% LTC on a project in special cases based on location and exit we can push up to 90%.
- Equity Funding – In some instances we can provide equity via our investors on large scale projects where £50,000,000 + is required as a minimum. We require a contribution from developer in all projects.
Minimum Loan Size £50,000,000 on all structures.
Read more on Bond Costs
Read more on Underwriting and Credit Process